Terms and Conditions of Use for doroviria.com

Review these terms carefully as they outline the rights and obligations when accessing and using this website and our services.

November 30, 2025

Acceptance of Terms

By using our website and services, you confirm acceptance of these terms and agree to comply with all policies herein. Continued use indicates ongoing agreement. Please discontinue use if you do not accept the terms outlined below.

Definitions

The following definitions apply to these terms.

  • Service refers to the financial planning information and support offered by doroviria.com.
  • User refers to any person accessing or interacting with the website.
  • Content includes all written, visual, or interactive materials found on doroviria.com.
  • Personal Data means any information that identifies, or can reasonably identify, a natural person.

Use of Service

Users agree to access our services in accordance with Australian law and for personal use only, not commercial gain.

Eligibility

Service access is intended for adults unless otherwise stated. If you are under 18, please obtain approval from a legal guardian.

You must be legally able to enter contracts in Australia.

Your Responsibilities

You agree to use the site and submit information honestly and lawfully.

  • Provide truthful details in any form or communication with us.
  • Maintain the security of your login details (if applicable) and notify us of any unauthorised use.
  • Respect the privacy, copyrights, and rights of others described here.
  • Refrain from introducing malicious code or harmful programs.

Prohibited Uses

Do not misuse the service in the following ways:

  • Attempting to gain unauthorised access or disrupt our systems in any way.
  • Violating applicable laws or infringing on rights of others.
  • Posting or transmitting offensive, false, or misleading content.
  • Using the site for unsolicited advertising or commercial activities.
  • Copying or misusing our intellectual property for external gains.

Intellectual Property Rights

All content, trademarks, and designs are the exclusive property of doroviria.com unless otherwise noted. Use is limited to personal reference only. Reproduction, alteration, or re-publication of our materials, logos, or site features requires written consent.

User Content

Users may submit feedback or queries via forms. You grant us permission to store and review submissions to enhance our services.

Rights Over User Content:

We may use non-identifiable feedback to improve our offerings or communicate important site changes.

Privacy and Data Handling

Refer to our Privacy Policy for details on data collection, use, and rights. We honour all Australian privacy laws and maintain strict data security practices at all times. View privacy policy

Disclaimer of Information

Content on this site is provided for informational purposes and not as specific investment or financial advice.

Important Notice:

Results may vary and past performance does not guarantee future outcomes. Always consider your circumstances before making financial decisions.

Limitation of Liability

We are not liable for any indirect, incidental, or consequential loss from use of our site or reliance on content presented herein.

Indemnification

You agree to defend and indemnify doroviria.com against claims resulting from your breach of these terms or misuse of the website.

Dispute Resolution Process

Australian law governs our dispute process. Direct communication is encouraged to resolve issues swiftly.

Arbitration

If informal resolution isn’t possible, disputes may be settled through binding arbitration as allowed by law.

This does not restrict consumer protections provided by Australian law.

Online Dispute Resolution

If you reside in the EU, you may access the EU’s ODR platform for consumer disputes arising from our Services.

Read our dispute policy: Read our dispute policy

Applicable Law and Jurisdiction

The laws of Australia apply to all services and policies herein.

Termination

We reserve the right to suspend or terminate access for breaches of these terms or legal regulations at any time.

Modifications

We may change these terms occasionally to reflect legal or operational updates. Continued use indicates your acceptance of new terms.

Severability

Any unenforceable portions of these terms will not affect remaining clauses, which remain valid.

Entire Agreement Statement

These terms, plus referenced policies, represent the full agreement between user and doroviria.com.

Contact for Enquiries

Questions about these terms or your rights? Contact us below.

Contact email: allan-becker@bigpond.com

Phone number: +61423155619

Mail address: Level 21, 345 Queen Street, Brisbane, QLD 4000 Australia

Effective date of terms: November 30, 2025

Version: 2.0